/* =================================================================
   Novak Insurance Agency — styles.css
   Brand colors derived from the logo:
     Teal  #268186  (primary, "red-thread")
     Gold  #CAA24A  (signature accent — Debt 2 Wealth, highlights)
     Ink   #252525  (text)
   ================================================================= */

/* ---------- Tokens ---------- */
:root,
[data-theme="light"] {
  /* Brand */
  --color-primary: #268186;
  --color-primary-hover: #1f6c70;
  --color-primary-active: #18555a;
  --color-primary-soft: #e6f0f1;
  --color-primary-tint: #f3f8f8;

  --color-gold: #caa24a;
  --color-gold-hover: #b78d33;
  --color-gold-soft: #f6efdc;

  /* Surfaces */
  --color-bg: #fbfaf6;        /* warm off-white, like the reference */
  --color-surface: #ffffff;
  --color-surface-2: #f5f2eb; /* warm beige */
  --color-surface-dark: #0f3a3d; /* deep teal-ink — used for dark strips */
  --color-divider: #e5e0d6;
  --color-border: #d9d3c6;

  /* Text */
  --color-text: #1f2422;
  --color-text-muted: #5d6360;
  --color-text-faint: #8a8e8b;
  --color-text-on-dark: #f4eedc;

  /* Type */
  --font-display: "Fraunces", Georgia, "Times New Roman", serif;
  --font-body: "Inter", system-ui, -apple-system, "Segoe UI", Helvetica, Arial, sans-serif;

  --text-xs: clamp(0.75rem, 0.7rem + 0.2vw, 0.8125rem);
  --text-sm: clamp(0.875rem, 0.83rem + 0.25vw, 0.9375rem);
  --text-base: clamp(1rem, 0.96rem + 0.2vw, 1.0625rem);
  --text-lg: clamp(1.125rem, 1.05rem + 0.4vw, 1.25rem);
  --text-xl: clamp(1.5rem, 1.25rem + 1.1vw, 2rem);
  --text-2xl: clamp(2rem, 1.5rem + 2vw, 3rem);
  --text-hero: clamp(2.5rem, 1.8rem + 3.6vw, 4.75rem);

  /* Space (4px) */
  --space-1: 0.25rem;  --space-2: 0.5rem;   --space-3: 0.75rem;
  --space-4: 1rem;     --space-5: 1.25rem;  --space-6: 1.5rem;
  --space-8: 2rem;     --space-10: 2.5rem;  --space-12: 3rem;
  --space-16: 4rem;    --space-20: 5rem;    --space-24: 6rem;
  --space-32: 8rem;

  /* Radius / shadow */
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --radius-xl: 28px;
  --radius-full: 9999px;

  --shadow-sm: 0 1px 2px rgba(20, 30, 30, 0.05);
  --shadow-md: 0 8px 24px rgba(20, 30, 30, 0.06);
  --shadow-lg: 0 24px 60px rgba(20, 30, 30, 0.10);

  --transition: 220ms cubic-bezier(0.16, 1, 0.3, 1);

  --content-default: 1180px;
}

/* ---------- Dark mode ---------- */
[data-theme="dark"] {
  --color-bg: #0f1413;
  --color-surface: #161c1b;
  --color-surface-2: #1c2322;
  --color-surface-dark: #0a2628;
  --color-divider: #283130;
  --color-border: #2f3a39;

  --color-text: #e8e6df;
  --color-text-muted: #a3a8a4;
  --color-text-faint: #6b706c;
  --color-text-on-dark: #f4eedc;

  --color-primary: #4ba8ad;
  --color-primary-hover: #66bcc0;
  --color-primary-active: #80cccf;
  --color-primary-soft: #1a3033;
  --color-primary-tint: #15262a;

  --color-gold: #dbb867;
  --color-gold-hover: #e6c684;
  --color-gold-soft: #2a2415;

  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.4);
  --shadow-md: 0 8px 24px rgba(0, 0, 0, 0.4);
  --shadow-lg: 0 24px 60px rgba(0, 0, 0, 0.5);
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme]) {
    --color-bg: #0f1413;
    --color-surface: #161c1b;
    --color-surface-2: #1c2322;
    --color-surface-dark: #0a2628;
    --color-divider: #283130;
    --color-border: #2f3a39;
    --color-text: #e8e6df;
    --color-text-muted: #a3a8a4;
    --color-text-faint: #6b706c;
    --color-primary: #4ba8ad;
    --color-primary-hover: #66bcc0;
    --color-primary-soft: #1a3033;
    --color-primary-tint: #15262a;
    --color-gold: #dbb867;
    --color-gold-soft: #2a2415;
  }
}

/* ---------- Base reset ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; text-rendering: optimizeLegibility; scroll-behavior: smooth; scroll-padding-top: 96px; }
body {
  min-height: 100dvh;
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
}
img, svg, video { display: block; max-width: 100%; height: auto; }
ul[role="list"] { list-style: none; }
button { background: none; border: none; cursor: pointer; font: inherit; color: inherit; }
input, textarea, select, button { font: inherit; color: inherit; }
a { color: inherit; text-decoration: none; transition: color var(--transition); }
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 500; line-height: 1.12; letter-spacing: -0.01em; color: var(--color-text); }
h1 em, h2 em, h3 em { font-style: italic; font-weight: 500; color: var(--color-primary); }
p { max-width: 65ch; }
::selection { background: var(--color-primary); color: #fff; }
:focus-visible { outline: 2px solid var(--color-primary); outline-offset: 3px; border-radius: var(--radius-sm); }
@media (prefers-reduced-motion: reduce) { *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; } }

.container { width: 100%; max-width: var(--content-default); margin: 0 auto; padding: 0 clamp(1rem, 4vw, 2rem); }

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold);
  margin-bottom: var(--space-4);
}
.eyebrow--light { color: var(--color-gold); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: var(--space-2);
  font-size: var(--text-sm); font-weight: 600;
  padding: 0.75rem 1.25rem; border-radius: var(--radius-full);
  transition: all var(--transition);
  white-space: nowrap;
}
.btn-primary { background: var(--color-primary); color: #fff; }
.btn-primary:hover { background: var(--color-primary-hover); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-primary:active { transform: translateY(0); background: var(--color-primary-active); }

.btn-gold { background: var(--color-gold); color: #1a1408; }
.btn-gold:hover { background: var(--color-gold-hover); transform: translateY(-1px); box-shadow: var(--shadow-md); }

.btn-ghost { color: var(--color-text); background: transparent; padding: 0.75rem 1rem; }
.btn-ghost:hover { color: var(--color-primary); }

.btn-on-dark { background: var(--color-gold); color: #1a1408; }
.btn-on-dark:hover { background: var(--color-gold-hover); }

.btn-block { width: 100%; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: color-mix(in oklab, var(--color-bg) 92%, transparent);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color var(--transition), background var(--transition);
}
.site-header.is-scrolled {
  border-bottom-color: var(--color-divider);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: var(--space-6);
  padding: var(--space-4) clamp(1rem, 4vw, 2rem);
  max-width: var(--content-default); margin: 0 auto;
}
.brand-logo { height: 80px; width: auto; }
.nav { display: flex; align-items: center; gap: var(--space-6); }
.nav a { font-size: var(--text-sm); font-weight: 500; color: var(--color-text-muted); padding: 0.5rem 0; position: relative; }
.nav a:hover { color: var(--color-primary); }
.nav a::after {
  content: ""; position: absolute; left: 0; bottom: 0;
  height: 2px; width: 0; background: var(--color-primary);
  transition: width var(--transition);
}
.nav a:hover::after { width: 100%; }

.header-actions { display: flex; align-items: center; gap: var(--space-3); }
.theme-toggle {
  width: 40px; height: 40px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: var(--radius-full);
  color: var(--color-text-muted);
  transition: all var(--transition);
}
.theme-toggle:hover { background: var(--color-surface-2); color: var(--color-primary); }

.menu-toggle {
  display: none;
  width: 40px; height: 40px;
  flex-direction: column; justify-content: center; align-items: center; gap: 4px;
}
.menu-toggle span { display: block; width: 22px; height: 2px; background: var(--color-text); border-radius: 2px; transition: all var(--transition); }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

.mobile-nav {
  display: none;
  flex-direction: column; gap: var(--space-2);
  padding: var(--space-4) clamp(1rem, 4vw, 2rem) var(--space-6);
  background: var(--color-surface);
  border-top: 1px solid var(--color-divider);
}
.mobile-nav[hidden] { display: none !important; }
@media (max-width: 720px) {
  .mobile-nav:not([hidden]) { display: flex; }
}
.mobile-nav a:not(.btn) {
  padding: var(--space-3) 0;
  border-bottom: 1px solid var(--color-divider);
  font-size: var(--text-base); font-weight: 500;
}

/* ---------- Hero ---------- */
.hero {
  padding: clamp(var(--space-12), 8vw, var(--space-24)) 0 clamp(var(--space-16), 10vw, var(--space-32));
  background:
    radial-gradient(1100px 600px at 90% -10%, var(--color-primary-tint), transparent 60%),
    radial-gradient(900px 500px at -10% 110%, var(--color-gold-soft), transparent 60%),
    var(--color-bg);
}
.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr);
  gap: clamp(var(--space-8), 5vw, var(--space-16));
  align-items: stretch;
}
.hero-title {
  font-size: var(--text-hero);
  font-weight: 500;
  letter-spacing: -0.025em;
  margin-bottom: var(--space-6);
  max-width: 14ch;
}
.hero-italic {
  font-style: italic;
  font-weight: 500;
  color: var(--color-primary);
}
.hero-lead {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  margin-bottom: var(--space-8);
  max-width: 50ch;
  line-height: 1.55;
}
.hero-cta { display: flex; flex-wrap: wrap; gap: var(--space-3); margin-bottom: var(--space-12); }

.trust-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-6);
  padding-top: var(--space-8);
  border-top: 1px solid var(--color-divider);
}
.trust-strip li { display: flex; flex-direction: column; gap: 4px; min-width: 0; }
.trust-strip strong {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 1rem + 0.9vw, 1.6rem);
  font-weight: 500;
  color: var(--color-primary);
  letter-spacing: -0.02em;
  line-height: 1.1;
}
.trust-strip span { font-size: var(--text-sm); font-weight: 600; color: var(--color-text); }
.trust-strip small { font-size: var(--text-xs); color: var(--color-text-muted); }

.hero-visual {
  display: flex; flex-direction: column;
  gap: var(--space-6);
  align-items: stretch;
  justify-content: flex-start;
  height: 100%;
}
.hero-crest {
  width: 100%;
  max-width: 360px;
  aspect-ratio: 1;
  margin-top: clamp(0rem, 0vw, 0.75rem);
  margin-inline: auto;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}
.hero-crest::before {
  content: "";
  position: absolute;
  inset: -8%;
  border-radius: 50%;
  background:
    radial-gradient(circle at 50% 45%, rgba(202, 162, 74, 0.18), transparent 60%),
    radial-gradient(circle at 50% 55%, rgba(38, 129, 134, 0.10), transparent 70%);
  z-index: -1;
  pointer-events: none;
}
.hero-crest img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  filter: drop-shadow(0 12px 32px rgba(38, 129, 134, 0.18));
}
@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50%      { transform: translateY(-8px); }
}
[data-theme="dark"] .hero-crest { opacity: 0.92; }

.hero-card {
  background: var(--color-surface);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
  display: flex; gap: var(--space-4); align-items: flex-start;
}
.hero-card::before {
  content: "";
  position: absolute; inset: 0 0 auto 0; height: 4px;
  background: linear-gradient(90deg, var(--color-primary), var(--color-gold));
}
.hero-card-icon {
  flex-shrink: 0;
  width: 44px; height: 44px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: var(--radius-md);
  background: var(--color-primary-soft);
  color: var(--color-primary);
}
.hero-card h3 { font-size: var(--text-lg); margin-bottom: var(--space-1); }
.hero-card p { color: var(--color-text-muted); font-size: var(--text-sm); margin-bottom: var(--space-3); }
.card-link { font-size: var(--text-sm); font-weight: 600; color: var(--color-primary); }
.card-link:hover { color: var(--color-primary-hover); }

/* ---------- Section header ---------- */
.section-header { text-align: left; max-width: 720px; margin-bottom: var(--space-12); }
.section-header h2 { font-size: var(--text-2xl); margin-bottom: var(--space-4); letter-spacing: -0.02em; }
.section-lead { color: var(--color-text-muted); font-size: var(--text-lg); line-height: 1.55; }
.section-header--light h2,
.section-header--light .section-lead { color: var(--color-text-on-dark); }

/* ---------- Coverage grid ---------- */
.coverage { padding: clamp(var(--space-16), 8vw, var(--space-24)) 0; background: var(--color-surface-2); }
.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-6);
}
.coverage-card {
  position: relative;
  background: var(--color-surface);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  display: flex; flex-direction: column; gap: var(--space-3);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.coverage-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary);
}
.coverage-card .card-icon {
  width: 48px; height: 48px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: var(--radius-md);
  background: var(--color-primary-soft);
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}
.coverage-card .card-icon svg { width: 22px; height: 22px; }
.coverage-card h3 { font-size: var(--text-lg); }
.coverage-card p { color: var(--color-text-muted); font-size: var(--text-sm); line-height: 1.6; flex: 1; }
.coverage-card .card-link { margin-top: var(--space-2); }

/* Featured card — deep teal */
.coverage-card--featured {
  background: var(--color-surface-dark);
  border-color: var(--color-surface-dark);
  color: var(--color-text-on-dark);
}
.coverage-card--featured h3 { color: var(--color-text-on-dark); }
.coverage-card--featured p { color: color-mix(in oklab, var(--color-text-on-dark) 75%, transparent); }
.coverage-card--featured .card-icon { background: rgba(255, 255, 255, 0.08); color: var(--color-gold); }
.coverage-card--featured .card-link { color: var(--color-gold); }
.coverage-card--featured .card-link:hover { color: var(--color-gold-hover); }
.coverage-card--featured:hover { border-color: var(--color-gold); }

/* Gold (Debt 2 Wealth) signature card */
.coverage-card--gold {
  border: 1px solid var(--color-gold);
  background:
    linear-gradient(135deg, var(--color-gold-soft) 0%, var(--color-surface) 60%);
}
.coverage-card--gold .card-icon { background: rgba(202, 162, 74, 0.18); color: var(--color-gold-hover); }
.coverage-card--gold:hover { border-color: var(--color-gold-hover); }
.badge {
  position: absolute; top: var(--space-4); right: var(--space-4);
  font-size: 10.5px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase;
  padding: 4px 10px; border-radius: var(--radius-full);
  background: var(--color-gold); color: #1a1408;
}

/* ---------- Video section ---------- */
.video-section { padding: clamp(var(--space-16), 8vw, var(--space-24)) 0; background: var(--color-bg); }
.video-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.3fr);
  gap: clamp(var(--space-8), 5vw, var(--space-16));
  align-items: center;
}
.video-copy h2 { font-size: var(--text-2xl); margin-bottom: var(--space-4); }
.video-copy p { color: var(--color-text-muted); font-size: var(--text-lg); margin-bottom: var(--space-6); line-height: 1.55; }
.video-frame {
  aspect-ratio: 16 / 9;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  position: relative;
  background: #0f3a3d;
}
.video-frame iframe { width: 100%; height: 100%; border: 0; display: block; }
.video-placeholder {
  position: relative;
  width: 100%; height: 100%;
  background:
    radial-gradient(circle at 30% 30%, rgba(202,162,74,0.18), transparent 60%),
    linear-gradient(135deg, #0f3a3d 0%, #1a565a 100%);
  display: flex; align-items: center; justify-content: center;
  color: var(--color-text-on-dark);
}
.play-button {
  width: 84px; height: 84px;
  border-radius: var(--radius-full);
  background: var(--color-gold);
  color: #1a1408;
  display: inline-flex; align-items: center; justify-content: center;
  box-shadow: 0 12px 32px rgba(0,0,0,0.3), 0 0 0 0 rgba(202,162,74,0.5);
  transition: transform var(--transition), box-shadow var(--transition);
  animation: pulse 2.4s ease-out infinite;
}
.video-placeholder:hover .play-button { transform: scale(1.06); }
.video-caption {
  position: absolute; bottom: var(--space-6); left: var(--space-6);
  font-family: var(--font-display); font-size: var(--text-lg); font-weight: 500;
  letter-spacing: -0.01em;
}
@keyframes pulse {
  0%   { box-shadow: 0 12px 32px rgba(0,0,0,0.3), 0 0 0 0 rgba(202,162,74,0.55); }
  70%  { box-shadow: 0 12px 32px rgba(0,0,0,0.3), 0 0 0 22px rgba(202,162,74,0); }
  100% { box-shadow: 0 12px 32px rgba(0,0,0,0.3), 0 0 0 0 rgba(202,162,74,0); }
}

/* ---------- Advisor ---------- */
.advisor { padding: clamp(var(--space-16), 8vw, var(--space-24)) 0; background: var(--color-surface-2); }
.advisor-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.3fr);
  gap: clamp(var(--space-8), 5vw, var(--space-16));
  align-items: start;
}
.advisor-portrait { text-align: center; }
.portrait-frame {
  aspect-ratio: 4 / 5;
  border-radius: var(--radius-lg);
  background:
    radial-gradient(circle at 30% 25%, rgba(202,162,74,0.25), transparent 55%),
    linear-gradient(135deg, var(--color-primary-soft), var(--color-surface-2));
  border: 1px solid var(--color-divider);
  display: flex; align-items: center; justify-content: center;
  overflow: hidden;
  margin-bottom: var(--space-4);
  box-shadow: var(--shadow-md);
}
.portrait-frame img { width: 100%; height: 100%; object-fit: cover; }
.portrait-initials {
  font-family: var(--font-display);
  font-size: clamp(4rem, 10vw, 7rem);
  font-weight: 500;
  color: var(--color-primary);
  letter-spacing: -0.02em;
}
.advisor-portrait figcaption {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  color: var(--color-text);
}
.advisor-credential {
  margin-top: var(--space-1);
  font-family: var(--font-body);
  font-size: var(--text-xs);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

.advisor-copy h2 { font-size: var(--text-2xl); margin-bottom: var(--space-4); letter-spacing: -0.02em; }
.advisor-lead { color: var(--color-text-muted); font-size: var(--text-lg); margin-bottom: var(--space-8); }

.advisor-list { list-style: none; display: grid; gap: var(--space-6); }
.advisor-list li {
  display: grid; grid-template-columns: auto 1fr; gap: var(--space-5);
  padding-bottom: var(--space-6);
  border-bottom: 1px solid var(--color-divider);
}
.advisor-list li:last-child { border-bottom: 0; padding-bottom: 0; }
.advisor-num {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 500;
  color: var(--color-gold);
  line-height: 1;
}
.advisor-list h3 { font-size: var(--text-lg); margin-bottom: var(--space-2); }
.advisor-list p { color: var(--color-text-muted); font-size: var(--text-base); }

/* ---------- LegalShield strip ---------- */
.legalshield {
  background: var(--color-surface-dark);
  color: var(--color-text-on-dark);
  padding: clamp(var(--space-12), 8vw, var(--space-20)) 0;
  position: relative;
  overflow: hidden;
}
.legalshield::before {
  content: "";
  position: absolute; right: -120px; top: -120px;
  width: 360px; height: 360px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(202,162,74,0.18), transparent 70%);
}
.legalshield-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.6fr) auto;
  gap: var(--space-8);
  align-items: center;
}
.legalshield h2 { color: var(--color-text-on-dark); font-size: var(--text-xl); margin-bottom: var(--space-3); max-width: 22ch; }
.legalshield p { color: color-mix(in oklab, var(--color-text-on-dark) 75%, transparent); max-width: 60ch; }

/* ---------- Testimonials ---------- */
.testimonials {
  padding: clamp(var(--space-16), 8vw, var(--space-24)) 0;
  background: linear-gradient(180deg, #0a2628 0%, #103336 100%);
  color: var(--color-text-on-dark);
}
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-6);
}
.testimonial {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  display: flex; flex-direction: column; gap: var(--space-4);
  transition: border-color var(--transition), transform var(--transition);
}
.testimonial:hover { border-color: var(--color-gold); transform: translateY(-2px); }
.stars { color: var(--color-gold); letter-spacing: 4px; font-size: var(--text-sm); }
.testimonial blockquote {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 400;
  font-size: var(--text-lg);
  line-height: 1.5;
  color: var(--color-text-on-dark);
  max-width: none;
}
.testimonial figcaption { display: flex; align-items: center; gap: var(--space-3); margin-top: auto; padding-top: var(--space-4); border-top: 1px solid rgba(255,255,255,0.08); }
.avatar {
  width: 44px; height: 44px;
  border-radius: var(--radius-full);
  background: var(--color-gold); color: #1a1408;
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: var(--text-sm);
  letter-spacing: 0.05em;
}
.who { display: flex; flex-direction: column; }
.who strong { font-weight: 600; }
.who em { font-style: normal; font-size: var(--text-xs); color: color-mix(in oklab, var(--color-text-on-dark) 65%, transparent); letter-spacing: 0.04em; text-transform: uppercase; }

/* ---------- Contact ---------- */
.contact { padding: clamp(var(--space-16), 8vw, var(--space-24)) 0; background: var(--color-bg); }
.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr);
  gap: clamp(var(--space-8), 5vw, var(--space-16));
  align-items: start;
}
.contact-copy h2 { font-size: var(--text-2xl); margin-bottom: var(--space-4); }
.contact-copy p { color: var(--color-text-muted); font-size: var(--text-lg); margin-bottom: var(--space-6); line-height: 1.55; }
.contact-points { list-style: none; display: grid; gap: var(--space-2); }
.contact-points li { font-size: var(--text-base); color: var(--color-text); }
.contact-points li::first-letter { color: var(--color-primary); font-weight: 700; }

.contact-form {
  background: var(--color-surface);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-lg);
  padding: clamp(var(--space-6), 4vw, var(--space-8));
  display: grid; gap: var(--space-4);
  box-shadow: var(--shadow-md);
}
.field { display: flex; flex-direction: column; gap: var(--space-2); }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4); }
.field label { font-size: var(--text-sm); font-weight: 600; color: var(--color-text); }
.field input, .field select, .field textarea {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 0.75rem 0.9rem;
  font-size: var(--text-base);
  color: var(--color-text);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: 0; border-color: var(--color-primary);
  box-shadow: 0 0 0 3px var(--color-primary-soft);
}
.field textarea { resize: vertical; min-height: 100px; }
.form-note { font-size: var(--text-xs); color: var(--color-text-muted); text-align: center; }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--color-surface-2);
  border-top: 1px solid var(--color-divider);
  padding: clamp(var(--space-12), 6vw, var(--space-16)) 0 var(--space-8);
}
.footer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.5fr) repeat(3, minmax(0, 1fr));
  gap: var(--space-8);
  margin-bottom: var(--space-12);
}
.footer-brand .brand-logo { height: 60px; margin-bottom: var(--space-3); }
.footer-brand p { color: var(--color-text-muted); font-size: var(--text-sm); max-width: 38ch; }
.site-footer h4 {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-text);
  margin-bottom: var(--space-4);
}
.site-footer ul { list-style: none; display: grid; gap: var(--space-2); }
.site-footer a { font-size: var(--text-sm); color: var(--color-text-muted); }
.site-footer a:hover { color: var(--color-primary); }
.footer-bottom {
  display: flex; flex-wrap: wrap; gap: var(--space-4); justify-content: space-between;
  padding-top: var(--space-6);
  border-top: 1px solid var(--color-divider);
}
.footer-bottom small { color: var(--color-text-faint); font-size: var(--text-xs); }

/* ---------- Reveal on scroll ---------- */
.reveal { opacity: 0; transform: translateY(16px); transition: opacity 700ms cubic-bezier(0.16,1,0.3,1), transform 700ms cubic-bezier(0.16,1,0.3,1); }
.reveal.is-visible { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: minmax(0, 1fr); }
  .hero-visual { max-width: 520px; margin-inline: auto; }
  .hero-crest { max-width: 280px; }
  .coverage-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .video-grid { grid-template-columns: minmax(0, 1fr); }
  .advisor-grid { grid-template-columns: minmax(0, 1fr); }
  .advisor-portrait { max-width: 360px; margin-inline: auto; }
  .legalshield-inner { grid-template-columns: minmax(0, 1fr); }
  .testimonial-grid { grid-template-columns: minmax(0, 1fr); }
  .contact-grid { grid-template-columns: minmax(0, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 720px) {
  .nav { display: none; }
  .header-actions .btn { display: none; }
  .menu-toggle { display: inline-flex; }
  .coverage-grid { grid-template-columns: minmax(0, 1fr); }
  .field-row { grid-template-columns: minmax(0, 1fr); }
  .trust-strip { grid-template-columns: minmax(0, 1fr); gap: var(--space-3); }
  .trust-strip li { padding-bottom: var(--space-3); border-bottom: 1px solid var(--color-divider); }
  .trust-strip li:last-child { border-bottom: 0; padding-bottom: 0; }
  .footer-grid { grid-template-columns: minmax(0, 1fr); }
  .footer-bottom { flex-direction: column; gap: var(--space-2); }
  .brand-logo { height: 56px; }
}

@media (max-width: 480px) {
  .hero-title { letter-spacing: -0.02em; }
}