Life Insurance
Ensure your loved ones are financially secure no matter what happens. We help you find the right amount of coverage for your family's specific needs.
Learn more →
— Novak Insurance Agency
Protection
Built Around
Protection
Built Around
Your Life.
From your first policy to your retirement plan — we build personalized life, health, and financial protection for every stage of life.
- 30+ Carriers More options, better rates.
- Families First Every plan Built around your needs.
- $0 Consultation Educate first. Decide later.
Coverage for Every Stage of Life.
Whether you're starting a family, building wealth, planning retirement, or rewriting your relationship with money — we have the right solution.
Health Insurance
Comprehensive health coverage for individuals and families. We compare plans across carriers to find the best fit for your health needs and budget.
Learn more →Whole Life
Permanent protection that builds cash value over time. Lifelong coverage with a guaranteed death benefit and tax-advantaged growth.
Learn more →Term Life
Affordable, straightforward coverage for a defined period — ideal for young families, mortgage protection, or income replacement during your working years.
Learn more →Annuities
Secure a guaranteed income stream for retirement. Annuities provide peace of mind by ensuring you never outlive your savings — no matter how long you live.
Learn more →IUL — Indexed Universal Life
Flexible life insurance with upside growth potential tied to a market index — with a floor that protects your cash value from market losses.
Learn more →Debt 2 Wealth
What if the same money you use to pay off debt could also grow your wealth? The Debt 2 Wealth program teaches you a proven strategy using life insurance to break the paycheck-to-paycheck cycle, pay off debt faster, and build a financial legacy — all at the same time. No gimmicks. Just a smarter way to use money you're already spending.
Watch the video →Coverage with Diabetes
Been turned down for life insurance because of diabetes? You're not alone — and you're not out of options. We work with carriers who specialize in covering people with diabetes, so you can still protect your family and leave the legacy you deserve. Don't let one rejection be your final answer.
Talk to us →Come Grow With Us
Whether you're a seasoned agent looking for a better opportunity or someone ready to start a brand new career, we want to talk to you. At Novak Insurance Agency, we don't just sell insurance — we build legacies, change lives, and grow together. Come be part of something bigger.
Join our team →
— The Debt 2 Wealth Program
Pay off debt. Build wealth. At the same time.
Watch a quick walkthrough of the Debt 2 Wealth Program — a proven strategy that turns the money you already spend into a path toward financial freedom.
Get your free Debt 2 Wealth consultation →
NPN 21584174
Your Advisor. Not Just an Agent.
We take the time to understand your life before recommending a policy.
-
01
Independent & Unbiased
We're not tied to one carrier. We shop multiple companies to find the best coverage at the best price for you.
-
02
Personalized to Your Life
Every client gets a customized plan review — not a cookie-cutter quote. Your age, health, goals, and budget all matter.
-
03
With You for the Long Haul
We check in annually, adjust your coverage as life changes, and are always a call away when you need us most.
-
04
No-Pressure, No-Cost Consultations
Every consultation is free. We educate first — you decide if and when you're ready to move forward.
— Legal Protection
Visit my LegalShield site ↗
Affordable legal coverage, when life gets complicated.
Through LegalShield, every family can have access to attorneys for less than the cost of a streaming service. Wills, traffic tickets, contract review, identity theft — covered.
Real People. Real Peace of Mind.
Here's what our clients say about working with Novak Insurance Agency.
★★★★★
"I never thought I could get insurance because of my medical history — I had already been turned down. Candance worked hard to find a policy I could actually afford on my limited Social Security income. Now I have a whole life policy that will cover my final expenses, and that gives me peace of mind knowing I won't be a burden to my children."
★★★★★
"I never bought life insurance because I never understood it. Candance Novak sat down with me, explained everything in plain language, and helped me find a whole life policy for my granddaughter that grows with her — and that she can add to it later, with guaranteed issue. She even explained a cancer rider I didn't know existed. For the first time, I felt truly protected. I wish I had done this sooner."
— Free Consultation
Let's build your plan together.
Tell us a little about you. We'll reach out within one business day to schedule your no-cost, no-pressure consultation.
- ✓ Independent advice across 30+ carriers
- ✓ We educate first — you decide when you're ready
- ✓ Annual reviews as your life changes